EHSAAS PROGRAM - INTEREST FREE LOAN

Ehsaas-IFL Scheme:
Ehsaas is the biggest & boldest program ever launched in Pakistan to uplift marginalized people. The National Poverty Graduation Initiative (NPGI) was launched on July 5, 2019. This Rs. 42.65 billion NPGI is being rolled out in over 100 lagging districts across the country and will impact 16.28 million people with 50% beneficiaries being women. Loans will also be given eligible youth, differently-abled people, transgender, minorities and marginalized communities in lagging districts. As part of this, 80,000 interest free loans will be given out every month for the next 4 years and more than 220,000 asset transfers will be made

Key components of Ehsaas program.
Safety net for at least 10 million families
Livelihood opportunities for 3.8 million individuals
Financial access to healthcare for 10 million families
Scholarships and education incentives for 5 million students (50% girls)
Financial and digital inclusion for 7 million individuals (90% women)
Enabling environment for poverty reduction
Equality promoting mutli-sectoral partnerships and innovations

Target Area In Two Districts 5 UCs in Multan and 4 UCs in Lodhran

Activities:
  • Identification & Establishment of Loan & Business Development centers
  • Program Introduction & Advertisement
  • Formation of Committees (Loan & Review)Registration of basic information of applicants and Receipts of Applications
  • Social, economical and Technical Appraisals of targeted applicants
  • Development of Business Plans and Provision of Guarantors
  • Approval of Loan from Loan & Review committees & Sign pronote
  • Issuance of Loan to beneficiaries
  • Record keeping & MIS Management

  • NEWS & Events